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<loc>https://peoplespartnership.co.uk/media-centre/policy-research/lost-pension-pots/</loc>
<lastmod>2024-12-04T15:46:31+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/bringing-it-all-together-exploring-member-consolidation-experiences/</loc>
<lastmod>2025-07-23T09:32:08+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/achieving-critical-mass/</loc>
<lastmod>2025-07-23T09:33:56+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/employer-and-employee-attitudes-to-workplace-pensions/</loc>
<lastmod>2025-07-23T09:37:46+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/framing-the-future-a-pension-commission/</loc>
<lastmod>2025-07-23T09:38:34+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/measuring-the-ethnicity-pensions-gap/</loc>
<lastmod>2025-07-23T09:40:24+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/new-choices-big-decisions-5-years-on/</loc>
<lastmod>2025-07-23T09:41:22+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/new-choices-big-decisions-pensions-personalities-revisited/</loc>
<lastmod>2025-07-23T09:41:45+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/new-choices-big-decisions-unravelling-the-cost-of-living-crisis/</loc>
<lastmod>2025-07-23T09:41:57+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/new-choices-big-decisions-exploring-consumer-decision-making-and-behaviours-under-pension-freedom-and-choice/</loc>
<lastmod>2025-07-23T09:42:32+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/part-2-of-new-choices-big-decisions/</loc>
<lastmod>2025-07-23T09:50:14+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/part-3-of-new-choices-big-decisions-exploring-consumer-decision-making-and-behaviours-under-pension-freedom-and-choice/</loc>
<lastmod>2025-07-23T09:50:31+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/the-gender-pensions-gap-tackling-the-motherhood-penalty/</loc>
<lastmod>2025-07-23T09:53:42+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/should-i-stay-or-should-i-go-understanding-opt-out-behaviour/</loc>
<lastmod>2025-07-23T09:53:58+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/protecting-peoples-pensions-understanding-and-preventing-pension-scams/</loc>
<lastmod>2025-07-23T09:54:08+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/pension-transfers-understanding-member-behaviour/</loc>
<lastmod>2025-07-23T09:54:17+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/pension-transfer-decision-making/</loc>
<lastmod>2025-07-23T09:54:27+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/pension-adequacy-the-pension-savers-perspective/</loc>
<lastmod>2025-07-23T09:54:51+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/workplace-defaults-better-member-outcomes/</loc>
<lastmod>2025-07-23T09:56:43+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/delivering-pensions-dashboards-in-the-public-interest/</loc>
<lastmod>2025-07-23T09:57:20+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/transfer-outcomes-index/</loc>
<lastmod>2025-09-10T11:42:45+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/testing-the-impact-of-value-for-money-metrics-on-pension-decision-making/</loc>
<lastmod>2025-10-15T08:46:16+00:00</lastmod>
</url>			<url>
<loc>https://peoplespartnership.co.uk/media-centre/policy-research/new-choices-big-decisions-insights-from-a-decade-of-retirement-journeys/</loc>
<lastmod>2025-12-10T11:41:40+00:00</lastmod>
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